Contact: (217) 355 9075 - Address: 702 Bloomington Road. Suite 205. Champaign, IL 61822 - Email: dave@insuringchampaign.com

Will Getting a Pet Raise My Insurance Rate?

Will Getting a Pet Raise My Insurance Rate?

 

No, getting a pet should not raise your home insurance rate, but it might make your policy ineligible with your current company. While I don't know of any insurance company that will charge extra for a pet, there are many (in fact most) that have a list of animals they will not allow to be in a home they insure.

Certain breeds of dogs, some snakes and other exotic pets are deal breakers for some companies. Some insurance companies will allow some of these pets, but will exclude them from the liability coverage on the policy. That means if they bite somebody, you will be getting a bill or summons.

 Full Disclosure is the best course of action. Do Not try and hide the fact you have a dog on your companies no-write list from the company or your agent. Doing so could void your policy at a time you need it most due to misrepresentation.

Make sure you check with your agent before you bring home that pet and fall in love with it to make sure it is allowed on your policy, or it might be time to look for a different company.

 

Contact an Insurance Expert at Rueck Insurance.

 

If you prefer to call our office number is (217) 355-9075

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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.

 

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Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075
dave@insuringchampaign.com

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