No, as an agent, I never pull someone’s credit report, but over 95% of insurance companies use some information from your credit report to help determine your rate.

The carriers that we use will do what’s called a soft credit pull.  There are two types of credit pulls done, a soft and hard.  A hard credit pull is what happens when you directly apply for credit with a company for a car, auto, or personal loan.  Our soft credit pull doesn’t affect your credit score and we at Rueck Insurance  will never see your score or report.

Rueck Insurance is located at 702 Bloomington Road in Champaign, Illinois

217-355-9075