Contact: (217) 355 9075 - Address: 702 Bloomington Road. Suite 205. Champaign, IL 61822 - Email: dave@insuringchampaign.com

Does my credit rating influence my car insurance premiums?

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We sell auto insurance policies all day long. More and more new clients are asking, “Does credit rating influence my car insurance premiums?”

This is a very important question because the answer is “yes”. In Illinois, your credit rating absolutely influences your car insurance premiums. If two individuals apply for car insurance, share the same underwriting attributes, but one has a lower insurance score, than the the individual with the LOWER credit score is going to pay more.

Over 90% of the major insurance companies in Illinois use information from your credit report to determine the rate for your car insurance and home insurance. Some companies really punish drivers with lower credit scores more than others. If you work with an Independent Agent or Broker like Rueck Insurance, they will quote you with multiple companies to help find the best fit for your credit score.

One thing to know is that your insurance agent/broker will not have access to your credit report. Each company takes the information they gather from your credit report and give you and "insurance score", your agent will only see the "insurance score' that each company assigns you.

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About Us

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois. Insurance shopping is easy when the Protection Team provides you with multiple quotes to choose from. You will always know you are getting the best coverage at the lowest possible price.

Contact Info

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075
dave@insuringchampaign.com

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