Contact: (217) 355 9075 - Address: 702 Bloomington Road. Suite 205. Champaign, IL 61822 - Email: dave@insuringchampaign.com

Do I need flood insurance?

flooded houses

The easy answer to the question, “Do I need Illinois flood insurance?” is yes!

You do need Illinois flood insurance if you own property. It is your choice as to whether purchasing  flood insurance makes financial sense or if you believe in the Illinois flood insurance product. But the truth of the matter is that a flood can happen anywhere, not just in traditional flood zones, as was the case with the Northeast US and Hurricane Irene this fall.

Many areas that had never seen significant water before were completely destroyed.  A standard Illinois home insurance policy is not going to cover a loss resulting from a flood.

It’s important that you do not confuse Illinois flood insurance with water-backup and sump pump failure coverage, which is the result of water backing up into the house through pipes and drains. This coverage can be easily endorsed onto a Illinois home insurance policy.

 

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About Us

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois. Insurance shopping is easy when the Protection Team provides you with multiple quotes to choose from. You will always know you are getting the best coverage at the lowest possible price.

Contact Info

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075
dave@insuringchampaign.com

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