Contact: (217) 355 9075 - Address: 702 Bloomington Road. Suite 205. Champaign, IL 61822 - Email: dave@insuringchampaign.com

Does Car Insurance Cover Hail Damage?

So how do you know if your car insurance covers hail damage?

 

If you carry comprehensive coverage on your car insurance policy you are likely covered for damage to your car done by hail . Comprehensive coverage can help reimburse you for damages not related to a collision. That typically includes hail damage, which could result in dents in your car’s body, cracked or shattered glass, and even interior water damage.

Hail damage does occur frequently in Illinois and it can fall at speeds of up to 120 mph. We have all seen pictures on the news of golf ball and even tennis ball size hail. Imagine the damage that could do to your vehicle if it actually hit it.

hail golf ballhail car

So if you carry comprehenseive coverage on your policy you should be covered for hail damage (minus your deductible). It's a good idea to consult with your agent before you have a loss to determine if you have the necessary coverage and review your deductible. 

The good news is that a comprehensive claim is a claim that should not effect your rate in the future.

If you have any other insurance related questions, please email me or leave them in the comments below.

 

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Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois. Insurance shopping is easy when the Protection Team provides you with multiple quotes to choose from. You will always know you are getting the best coverage at the lowest possible price.

Contact Info

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075
dave@insuringchampaign.com

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