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Cover Your Event Investment with Event Insurance

Planning for an event is a cumbersome task. Whether it’s a business function or a private affair you want everything to be perfect. Organizing a fantastic evening can cost you a hefty amount. The main concern of many people participating in your event like the entertainer, caterer and the venue holder, is that if you have event insurance or not.

Few years back in many states including Illinois, this kind of insurance was considered to be a luxury but not anymore.  In fact before you book a venue, you will be asked to give a proof of insurance.

Similarly the rental company and the caterer demands proof of insurance too. They want to know if you will be able to cover the cost of the equipment they have supplied in case of an incident.

Even the entertainers like host and musicians ask to be included in an insurance policy in case of a mishap.
Although this insurance is not mandatory by the state law, it is still beneficial to carry such coverage. You don’t want to be sued by the third party and pay for the claims against you from your pocket.

What is an Event Insurance Policy?

This policy protects and covers you from facing a big financial loss that occurs before or during your function. It pays for the cost that you incur due to the cancellation of your party including rescheduling and relocating.
This insurance covers different types of functions including:

  • Weddings
  • Business functions
  • Large conferences
  • Reunions
  •  Exhibition
  • Proms
  • Parades
  • Auto shows
  • Concerts

Benefits of Carrying Event Insurance
Here are some benefits of buying this insurance:

Protection from the Unexpected
In Illinois, you can never be sure of the weather. The function that you had been planning for months can be destroyed in just a few seconds by a sudden thunderstorm or a tornado. You either have to postpone, cancel or reschedule it.  In times like these, this policy kicks in. It covers for the loss and helps you cope with cancellation or rescheduling of the function.

Liability Coverage (Bodily Injuries & property Damage)
It protects you from lawsuits filed against you by a third party. It protects you from the claims made against you by individuals you faced bodily injury at your function or lawsuits by rental company for damages to their property.

Comprehensive Coverage
Besides covering you against lawsuits and natural disasters, it also provides you host liquor liability coverage and failure to perform coverage. The host liquor liability coverage kicks in when your guest hurts another person during your party while the failure to perform coverage helps you cover for the loss in case you’re the entertainer.
Event insurance is easily available online. To make sure you select the best policy coverage, get help from an insurance agent. Compare quotes and choose the one that fulfills your needs at a cost effective price.

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About Us

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois. Insurance shopping is easy when the Protection Team provides you with multiple quotes to choose from. You will always know you are getting the best coverage at the lowest possible price.

Contact Info

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075

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