Contact: (217) 355 9075 - Address: 702 Bloomington Road. Suite 205. Champaign, IL 61822 - Email:

Why Buy Renters Insurance Coverage?

According to a survey, half of the 87 million American citizens living in rental apartments and homes have no tenant insurance coverage. This means that in events like fire or theft they have to bear a total financial loss. This is a growing concern as the holiday season is around the corner and many people have to leave their homes and fly to different places for celebrations. In case your property gets damaged, it will be hard for you to recover from the loss without any insurance coverage.

Renters or tenants insurance is an underrated investment that many people overlook. The most common reason for this behavior is that unlike car insurance, buying of this insurance is not mandatory.

Though there is no state law for this kind of insurance in Illinois but the landlords there now require tenants to hold renter's insurance. This is considered as part of the lease agreement.

If you live in a rental apartment or a house, then this insurance is ideal for you. It has plenty of benefits that you might not have realized.

Benefits of Buying Renters Insurance Coverage

This kind of coverage has plenty of undermined benefits such as

Coverage for Valuable Belongings
The tenant's insurance covers your valuable personal belongings inside your rental apartment/home like TV, furniture or any other item in case it gets fire or water damaged or stolen. With this insurance coverage you can be at ease that if something happens to your valuable contents, it will be covered for.

Lawsuit Assistance
This is an important benefit that many tenants fail to understand. To hire a lawyer today can be quite costly. Therefore under this insurance coverage you get legal aid for any lawsuits that you might have to incur. For example if somebody gets any kind of bodily injury on your premises and decides to file a lawsuit against you then with this tenants insurance coverage you can get an attorney with ease who can help you fight your case or negotiate a settlement mutually.

Medical Coverage
Another advantage of buying tenants insurance policy is that it covers medical expenses too. This does not include you or your family living inside the rental property. It provides medical coverage to your guests. For example if your uncle comes over to your home for a visit and accidentally slips or falls from the staircase, then you this insurance will cover his medical expenses.

Peace of Mind
Once you buy renters insurance, you can say good bye to your worries and sleepless nights. It gives you peace of mind and you don't have to worry about how you will cope and cover for the financial loss in events like theft or fire. With this insurance coverage, you can stay away from home for days without any worry on your mind.

Get renters insurance now to protect your valuable belongings from getting damaged. To ensure you get the best tenant insurance coverage policy, research thoroughly, get quotes from different insurance companies and then choose the one that provides best coverage at a cost effective price.

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About Us

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois. Insurance shopping is easy when the Protection Team provides you with multiple quotes to choose from. You will always know you are getting the best coverage at the lowest possible price.

Contact Info

Rueck Insurance is your independent, one-stop insurance center for all your personal and business insurance needs in Illinois.

702 Bloomington Rd#205
    Champaign, Illnois
(217) 355-9075

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